1. Get the Credit Report and Scores at no cost
To have home loan there are many factors which come into play, however your FICO rating is the most essential.
You can examine your credit history and acquire your scores online at no cost.
Credit Karma features a tool that is great enables you to see your credit rating and provides you updated credit ratings. You may want to monitor you credit and obtain alerts when there will be modifications to your credit.
2. Search for Errors on Your Credit File
You shall desire to review your credit closely for mistakes. Mistakes on credit history is a larger problem than you may recognize. In research by the FTC they discovered that 1 in 5 customers had one or more mistake on the credit history.
When you do find inaccuracies it is possible to dispute these with the three major credit reporting agencies. They usually have 1 month to analyze your dispute, they will correct it if they find that the item in question is inaccurate.
Where you should Dispute
You can register a dispute on line: